Every major loan program, explained.
John works across the full spectrum of mortgage programs: agency, government, jumbo, portfolio, and investor. Browse the options below or call (513) 702-9249 to talk through your goals.
Built for buyers purchasing their first home in Greater Cincinnati.
The most common loan type, flexible terms for buyers with solid credit.
Government-backed loans with flexible credit and low down payment.
Zero-down financing for veterans, active-duty service members, and surviving spouses.
Financing above conforming loan limits for higher-priced Cincinnati homes.
Lower your rate, shorten your term, or restructure your mortgage.
Convert home equity into funds for renovations, debt consolidation, or investments.
Financing for buy-and-hold rentals and small multi-family in Greater Cincinnati.
Investor financing that qualifies on the property's cash flow, not personal income.
Bank-statement, P&L, and asset-based loans for business owners.
Financing for a second residence in a different market.
Mortgage financing for getaway and seasonal properties.
Talk with John about your next step
Whether you're 6 months or 6 days from buying, a 15-minute conversation gives you a clear plan and the right pre-approval strength.