Overview
John helps real estate investors finance single-family rentals, small multi-family, and short-term rental properties throughout Greater Cincinnati. Strategy matters, vacancy, taxes, insurance, and reserves all factor into the right structure.
Benefits
- Conventional, portfolio, and DSCR options
- Up to 10 financed properties via Fannie Mae
- Cash-out for additional acquisitions
- Investor-experienced underwriting team
Eligibility
- Typically 20-25% down for single-family
- 25%+ down for 2-4 unit
- Reserves required (varies by property count)
Cincinnati scenario
An investor buying a duplex in Covington, KY with 25% down. We compare conventional vs. DSCR and choose conventional for the lower long-term cost.
Frequently Asked Questions
Single-family rentals typically require 20-25% down. Small multi-family often requires 25%. Down payment percentage affects rate.