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Process

The Mortgage Process Step By Step

From first conversation to keys in hand, here's exactly what happens and when.

Pre-approval → home shopping → offer accepted → loan application → processing → appraisal → underwriting → conditional approval → final approval → closing. John shows you the whole map up front.

Ready when you are

Talk with John about your next step

Whether you're 6 months or 6 days from buying, a 15-minute conversation gives you a clear plan and the right pre-approval strength.