All resources
Process

How Credit Scores Affect Your Mortgage Approval

Credit doesn't just determine if you qualify, it determines what you'll pay every month.

Credit affects rate, mortgage insurance cost, and program eligibility. Even a 20-point improvement can save thousands over the life of the loan. John offers a free credit-positioning review before you apply.

Ready when you are

Talk with John about your next step

Whether you're 6 months or 6 days from buying, a 15-minute conversation gives you a clear plan and the right pre-approval strength.