Credit affects rate, mortgage insurance cost, and program eligibility. Even a 20-point improvement can save thousands over the life of the loan. John offers a free credit-positioning review before you apply.
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How Credit Scores Affect Your Mortgage Approval
Credit doesn't just determine if you qualify, it determines what you'll pay every month.
Ready when you are
Talk with John about your next step
Whether you're 6 months or 6 days from buying, a 15-minute conversation gives you a clear plan and the right pre-approval strength.